ogostrai

Let’s start with folks who are in their 20s. Now, this is an exciting decade because this is where you build the base. This is where you start building some of that foundational knowledge. One of the things we like to continually tell folks in their 20s is that you’re going to spend 10,000 hours […]

The next decade is pretty exciting – the 30s. Now, we like to call this the messy middle because we do this hopefully to free you up to feel like you’re not alone. In your 20s, you have a lot of time on your hands but don’t have as much disposable income, so it creates

I’m the financial magician who retired along with a lovely wife at age 30 in order to start a family, as well as start living a great life. We did this on two normal salaries with no lottery winnings or Silicon Valley buyout windfalls, by living what we thought was a wonderful and fulfilling existence. It was only after quitting

When you make this kind of purchase, which you should never do, you are speculating, which is not a useful activity. You’re playing a psychological, win-lose battle against other humans with money as the only objective. Even if you win some money through dumb luck, you have lost some time and life energy, which means you have

 At some point all that Chilling Out fades its way into Complacency, and our natural Human nature starts to work against us, telling us to conserve energy and not really do much of anything. And laziness begets more laziness, and life actually becomes less fun. Complacency Is Expensive This laziness was affecting my financial life,

My son and i woke up to a cloudless blue sky and were treated to summer-like warmth even though it’s November. I served up a French toast breakfast and then we ate together as we made plans for our day. We decided the first stage would be some computer work for him, while I went

I recently got my hands on a copy of this old classic, and read it in detail, expecting a nice refresher course. Absolutely none of it was even remotely familiar. Most of it aligned perfectly with my own philosophy, but surprisingly, not all of it.  Many things have changed in the 20 years since that

More Manual Jobs Oil/Gas/Mining industry work – The energy boom in the US, Canada, Australia, and other places continues. In states with high demand, wages have risen far beyond average for people to run the equipment (and even higher for engineers and scientists able to run the overall operation). This story about the lad in Australia making $200,000 (and

There are all sorts of people out there quietly making a mint, in occupations that I thought were either nonexistent or low-paying. Some of them have questionable skills and you could easily outperform them in their own job. And yet, many of the university-educated job seekers are stuck on the other side of this easy money divide. To help

you probably don’t need convincing of either the value of creating a golden financial situation, or the methods by which we pursue it. Understand and optimize your spending with happiness as the prime directive, while improving the rest of your life and increasing your ability to earn money as a side-effect. First is the issue